Halfway across the world, September marks the beginning of autumn. For students abroad, September indicates the start of classes. Meanwhile, for Filipinos, September commences a four-month long celebration! ‘Ber’ months are all about festivities. Although physically and socially distant, the spirit of Christmas remains vigorous and alive.
As the holiday season starts, this could be the perfect time to prepare your yuletide budget for the non-stop virtual get-togethers and gift-giving with family and friends. There are almost three months left before Christmas so there is plenty of time to plan for your at-home celebration. Follow these 10 tips to remain cheerful and happy, while saving money, all the way to the final week of 2021!
Make a gift list
Identify and list down all the people that will be given holiday gifts. Write down your personalized and creative gift idea to each one on the list. Don’t forget to set a budget and canvas the gifts in different online shops and platforms. After the initial checking of prices, check if the total price is still within the planned budget. Remember, it is okay not to put everyone on the list, as these are times wherein everyone is most understanding.
Think of a gift great for groups
Instead of giving gifts individually, consider giving one gift for a family or a friend group. Find an interest or something in common that a group has. Choose something that the group will enjoy. Some perfect group gifts are a portable sofa bed suitable for condo living, fancy household silverware perfect for families with a luxurious-themed condo design, or a pizza dinner for a family planning the layout of their pre-selling condo.
Set a spending schedule
Do not just spend all your savings and bonus pay in just one shopping! There’s a lot of time to plan so spread out the money spending in the next months. Follow the gift list that was planned and start buying the items incrementally. This can help lessen that big total in December and help avoid that holiday online shopping rush! This can also help give more time to carefully package, design and personalize the gifts.
Reuse and recycle
Gift wrappers and new Christmas tree decorations from last year can be used again this year! Do not think that there is still a need to buy a new one. Reuse and recycle what is available. Non-traditional packaging materials such as newspapers, magazine covers, paper bags and even bubble wrap from all that online shopping can be used! Not only will these save money but also lessen your carbon footprint.
Use rebates and credit card rewards points
It’s time all those card rewards and rebates come to good use. These can help lessen gift spending because points are as good as real cash. Check your total points earned for the past year and all the upcoming promotions the card will have during holidays. Rewards points will help ease your holiday spending.
Double-check that list
The main goal is to be strategic with the expenses and the list will help accomplish that. Double-checking is important because it will serve as a reminder to not go past the budget and do not go overboard in spending. The budget for gift-giving for Christmas should only be a small fraction of your income so make sure that the rest of the money left is for more important agendas like investment and emergency funds.
Give yourself a gift
As it is usual to think of others when giving a gift, make sure to include yourself. Buy that thing you have been dreaming of for the longest time or use that money to invest. Take this chance to use that money for something that will benefit you in the long term, not just items that will provide distraction or entertainment for a limited time.
Consider property as that perfect gift! It is a great investment option that can generate passive income. Build a personal future and wealth with a value that increases over time. All that money that was saved up from the past years can be used to buy that dream property!
Vista Residences is a developer of condominiums and a part of Vista Land & Lifescapes, Inc. They offer occupancy and pre-selling condominium projects all around the Metro which includes Makati City, Mandaluyong City, Pasig City, Taguig City, Quezon City, and the City of Manila. It is also located in Baguio City, Cebu City, and Cagayan De Oro City. All these condominiums are designed for all condo living types and condo design and strategically located within premium universities and business districts.
For young professionals, the Pine Crest, The Symphony Towers, and Wil Tower are perfect choices. All these properties are found in the heart of the Metro - Quezon City and are ready for occupancy! Their properties are modern and everything an individual needs is within reach.
A property in the “Tiger City in the Philippines”, also known as Mandaluyong City might be the perfect investment option as it is considered as one of the progressive cities in the country. This city has the most access to every city located in the East, West, North, and South. Their project, Vista Shaw, has spacious units that offer a lot of different amenities!
A place away from Manila might be a good option, as well. Vista Residences invites individuals to the pre-selling condominium in Cebu, the Suarez Residences. The tower is located in Gorordo Avenue– within reach of the key hubs: The Cebu Business Park, Fuento Osmeña Circle, and the Cebu Provincial Capitol.
Cagayan De Oro, the rising tourist hub, houses the Loop, one of Vista Residences’ projects. Residents can enjoy convenience in this location as it is near business districts and schools. Their hotel-like condo units will surely make you feel you are on vacation everyday!
Living in Vista Residences allows its residents to be comfortable and efficient since everything is just walking distance or is a few minutes away from the property. Business districts and institutions are just within reach! Vista Residences also prioritizes the comfort and safety of its residents. The remarkable project features and sophisticated amenities are designed to cater to the needs of its residents; an additional reason that makes condo living a great investment.
Christmas is just around the corner as ‘Ber’ months have already started. It’s time to get that investment as a gift to yourself. Remember, Vista Residences has you covered!
For more information on Vista Residences, email [email protected], follow @VistaResidencesOfficial on Facebook, Twitter, Instagram, and Youtube, or call the Marketing Office at 0999 886 4262 / 0917 582 5167.