Credit cards have become a ubiquitous tool in the Philippines, offering a convenient and efficient means of payment for a variety of goods and services. With the growing popularity of credit cards, more and more Filipinos are taking advantage of the numerous benefits and perks that come with owning one.
A variety of bonuses and features are available on travel credit cards to suit the demands of almost everyone. There are cards that can make your trips more enjoyable, like those who chase sapphire preferred card and rewarding by allowing you to earn points, zero annual fees, and miles to pay for your travel expenses, whether you only take a few trips a year or travel frequently. In some situations, you may even reserve first-class travel and access to a global entry or opulent hotel accommodations for a fraction of the going rate while still getting built-in security and other benefits of hotel credit only.
With revenge travel getting more popular post-pandemic, many Filipinos are grasping at their travel card's premium benefits for prepaid fine hotel reservations, rental cars, and travel and dining purchases. No foreign transaction fees, intro APR, travel rewards and insurance, hotel loyalty programs, annual ultimate rewards, and various travel perks are among the characteristics of travel cards that are almost universally available. By charging no annual fees for travel purchases and annually providing lounge access, credits for accelerated airport screening, and free checked bags for prepaid hotels booked through capital one.
Top Travel Credit Cards as of April 2023
Traveling has become an integral part of our lives. Whether it's for business or leisure, traveling to different parts of the world is now more accessible than ever before. And for travelers, having the right credit card can make all the difference in saving money and making travel more comfortable. Account opening in the Philippines is relatively easy, and there are many credit cards available to travelers. Here are some of the top cards for travelers in the Philippines.
Citi PremierMiles Card
The Citi PremierMiles Card is a great option for travelers. It offers one of the highest rewards rates upon account opening for miles earned per dollar per PHP spent, at 1.2 miles for every PHP 30 spent. Additionally, the card comes with a host of travel credits, including free insurance, access to over 850 airport lounges worldwide through the Priority Pass program, and exclusive hotel and airline promotions. Cardholders also earn 5,000 bonus miles upon paying the annual fee, making it a great value for travelers.
BPI SkyMiles Mastercard
The BPI SkyMiles Mastercard is another popular travel rewards credit card for travelers in the Philippines. It is the only credit card in the country that allows cardholders to earn SkyMiles directly with Delta Air Lines for every travel purchase, making it an excellent choice for statement credit for those who frequently travel to the US. Cardholders can earn one SkyMile for every PHP 45 spent locally and two SkyMiles for every PHP 45 spent overseas. The card also comes with travel miles per dollar, insurance and discounts on dining, shopping, and hotels worldwide, and additional perks if you pay the annual fee on time.
HSBC Platinum Visa
The HSBC Platinum Visa is an excellent option for those who value flexibility in their travel credit rewards with a minimal annual fee. The card offers 1.5 HSBC Rewards Points per dollar for every PHP 20 spent. Redeem points, which can be converted into airline miles, hotel stays, or other travel-related rewards. Cardholders also receive exclusive discounts on dining, shopping, and travel, as well as free travel insurance. The HSBC Platinum Visa is a great choice for travelers who want to earn rewards that can be used for a variety of travel-related expenses.
Metrobank World Mastercard
The Metrobank World Mastercard is a premium credit card issuer that comes with a host of travel benefits and sign-up bonuses. Cardholders earn one point for every PHP 20 spent, which can be converted into airline miles or hotel stays. The card also comes with free insurance, an airport lounge through the Priority Pass program, and exclusive discounts on dining, shopping, and hotels worldwide. Additionally, the card has no foreign transaction fee, making it a great option for travelers who frequently travel overseas to chase ultimate rewards points.
EastWest Bank Platinum Mastercard
The EastWest Bank Platinum Mastercard is a great choice for those who value luxury travel. The card comes with exclusive access to the Mastercard Airport Concierge service, which provides assistance with airport transfers, check-in, and security clearance. Cardholders also receive free insurance, an airport lounge through the Priority Pass program, and discounts on dining, shopping, and hotels worldwide. Additionally, the credit card rewards program also offers one point for every PHP 25 spent, which can be redeemed for airline miles or hotel stays.
BDO Visa Platinum
The BDO Visa Platinum venture rewards credit card is one of the most popular for travelers in the Philippines. It offers exclusive perks, including travel insurance coverage of up to PHP 20 million, lost luggage insurance, an airport lounge, and discounts on dining and shopping. Cardholders can also earn rewards points for every PHP 40 spent on eligible purchases and spend PHP 4,000 on purchases, which can be redeemed for air miles or cashback on travel purchases and unlimited complimentary access.
Security Bank World Mastercard
The Security Bank World Mastercard is a premium credit card that offers a range of travel-related benefits. Cardholders can enjoy free travel insurance coverage of up to PHP 10 million, as well as airport lounge access and discounts on dining and shopping. The card also offers rewards points for every PHP 20 spent, in-flight purchases, which can be redeemed for air miles, hotel stays, car rentals, or other travel-related expenses.
One of the most significant benefits of owning a credit card in the Philippines is the convenience it offers. With a credit card, you no longer need to carry around large amounts of cash or worry about running out of money or the transaction fee. You can easily make purchases online or in-store with just a swipe or tap of your card. This convenience extends from online grocery purchases in the first part to bill payments, as many cards allow you to pay your bills online, saving you time and effort.
Another key benefit of owning a travel rewards credit card in the Philippines is the rewards, perks, and welcome bonus that come with it. Many also offer cashback, transfer points, discounted annual fee reward points, or miles for every purchase made using the card. These rewards can then be redeemed for a variety of products and services, including travel, dining, and shopping. Some even offer exclusive discounts like 5x membership rewards points and privileges for eligible purchases made at select merchants, prepaid hotels and rental cars, trip cancellation insurance, priority boarding, zero annual fee further adding to the value of owning a travel credit card.
In conclusion, after applicable local sales tax, you save money. Having the right credit card can make travel more comfortable and cost-effective. The top credit cards for travelers in the Philippines offer a variety of benefits, including rewards for travel-related expenses, free travel insurance, airport lounge access, and exclusive discounts on dining, shopping, hotels, and other purchases worldwide. Whether you're a frequent traveler or just looking to chase ultimate rewards, these with travel perks can help you achieve your travel goals.
For more information on Vista Residences, email [email protected], follow @VistaResidencesOfficial on Facebook, Twitter, Instagram, and Youtube, or call the Marketing Office at 0999 886 4262 / 0917 582 5167.
