The Christmas season is finally here! Apart from the good food and festive decorations, holiday shopping is also part of the Filipino yuletide practices. Overspending during the holidays is a common habit and one that seems likely to continue. It can be especially tempting to spend wildly, considering that everyone is physically-distanced.
Here is a list of mistakes to avoid during the holiday shopping season to save your budget and sanity in the process.
Not budgeting your expenses
It may appear simple, but many people approach the Christmas season with a list of people for whom they need to buy gifts but no predetermined budget for their expenditures. Make a list of everyone you need to buy for, as well as anyone you owe Christmas tips to and any additional costs you expect to incur. Pick a bottom-line number that you won't go above with that list in hand.
Maxing out the credit card
Just because you have enough credit on your card to make a purchase doesn't mean you should. Remember that all payments must be paid on time, and even 0% financing deals are only worthwhile if you can pay off your balance in full within the specified time frame.
Availing products with deals and discounts
It's easy to get caught up in the holiday mood when you find an item at a wonderful price. However, just because there’s a discount, bundles, or deals does not imply you should get it. Purchase only what you require. Go ahead and buy a TV or a bread maker if they're on your shopping list and within your budget. Alternatively, if you see a wonderful offer and can make a substitution to fit the item into your list, that's fine, but don't buy the stuff you don't need just because the price looks reasonable.
Forgetting other holiday expenses
While gifts may take up the majority of your budget, don't forget to account for all of the other holiday costs. Keep in mind that travel between Thanksgiving and Christmas tends to be more expensive, with everything from airline to hotel rooms costing more. It's also crucial to account for anything from decorations to family photos, as well as any other expenses that aren't part of your regular household budget.
Buying for the sake of buying
If you spend less than you planned because of fantastic offers and smart purchasing, don't feel obligated to spend the rest. Get what you require and have planned for, and store the rest for the inevitable rainy day.
Buying to impress
It's tempting to go out and buy costly gifts for everyone on your list, whether they're your parents, a significant other, or a close friend when you have some money to spend. But be careful not to overdo it. Most people in your circle of friends and family would prefer a thoughtful gift over one with a steep price.
Cramming your holiday shopping
While it's not always true that the early bird gets the worm when it comes to holiday shopping, you can't count on costs dropping as the calendar approaches the end of December. Do your homework and figure out how much the things on your list should cost, then cross them off as you go. Look for bargains and do your homework to find out when specific things go on sale, but don't wait too long or you'll end up spending more than you anticipated.
Vista Residences is a developer of condominiums and a part of Vista Land & Lifescapes, Inc. They offer occupancy and pre-selling condominium projects all around the Metro, including Makati City, Mandaluyong City, Pasig City, Taguig City, Quezon City, and the City of Manila. It is also located in Baguio City, Cebu City, and Cagayan De Oro City. All these condominiums are designed for that ideal condo living, situated within premium universities and business districts.
The Pine Crest, The Symphony Towers, and Wil Tower are perfect choices. All these properties are found in the heart of the Metro - Quezon City and are ready for occupancy! Their properties are modern, and everything an individual needs is within reach.
A property in the “Tiger City in the Philippines,” also known as Mandaluyong City, might be the perfect investment option. It is considered one of the country’s progressive cities. This city has the most access to every city located in the East, West, North, and South. Their project, Vista Shaw, has spacious units that offer a lot of different amenities!
A place away from Manila might be a good choice. Vista Residences invites individuals to the pre-selling condominium in Cebu, the Suarez Residences. The tower is located in Gorordo Avenue and is within reach of the key hubs: The Cebu Business Park, Fuento Osmeña Circle, and the Cebu Provincial Capitol.
Cagayan De Oro, the rising tourist hub, houses the Loop, one of Vista Residences’ projects. Residents can enjoy convenience in this location as it is near business districts and schools. Their hotel-like condo units will surely make you feel relaxed after a long day.
Vista Residences has ready for occupancy condos in Manila such as Vista Taft, Vista Heights, Vista GL Taft, 878 Espana, and Crown Tower University Belt. It also has pre selling projects in the said area which include Vista Recto, Plumeria Heights, Tennyson Heights, Bradbury Heights, Sky Arts Manila, and Kizuna Heights.
Meanwhile, its ready for occupancy projects in Quezon City include Wil Tower, the Symphony Towers, Pine Crest, and Vista 309 Katipunan. It also has pre selling condo projects in the said city such as Hawthorne Heights and Vista Pointe.
Unit owners at Vista Residences can take advantage of the property's central location. Vista Residences' properties are strategically positioned near the country's top colleges and CBDs, making them an appealing investment for anyone. Living in Vista Residences allows its residents to be comfortable and efficient. Everything is just walking distance or is a few minutes away from the property. We place the utmost importance on the comfort and safety of its inhabitants through its project features and amenities. All are tailored to the demands of its tenants, making condo living a wise investment.
For more information on Vista Residences, email [email protected], follow @VistaResidencesOfficial on Facebook, Twitter, Instagram, and YouTube, or call the Marketing Office at 0999 886 4262 / 0917 582 5167.