Condo Investing: Essential Investment Tips for Overseas Filipino Workers

May 19, 2021

It is common to hear from Overseas Filipino Workers (OFWs) that their primary reason for working abroad is to be able to provide a better quality of life and a brighter future for their families.

There may be other factors influencing their decision, but one thing’s for sure, they only want what’s best for their families - a secured life and better future.

Working overseas allows OFWs to earn more than what they can typically earn in the country. However, the capacity to earn in dollars will only be as good as their contract. Before their employment contract ends, they should be able to find additional means to grow their money and make sure they have money to use for the rainy days.

If you are an OFW and your goal is to return to the Philippines, settle down, and live comfortably with your family, then you need to have discipline coupled with commitment, perseverance, and action. Your goal will surely be achieved if you start saving and investing.

Here are essential tips to turn your hard-earned money into valuable investments in the country.


Buying stocks means “owning” a share in a publicly traded company. Once you own a part of it, you become a shareholder according to how much investment you put into that particular business.

If you are willing to take a risk, then investing in stocks can be a good option. Investing in the right companies also allows you to grow your money by at least 50 percent, especially when you do it right. The more stocks you have, the more you can earn, depending on the company’s performance in the market.

You can be able to keep track of your investment online even if you are working abroad. Investing in the stock market can be intimidating, but keep in mind that there are various workshops, books, and online resources that will help you better understand how it works.

Mutual Funds

Mutual funds is the simplest form of investment according to money experts. All you have to do is to pour a certain amount and leave all the work to the fund managers who will invest the funds capital and work out to produce capital gains and more income for the fund investor.

Mutual funds allow small investors to professionally manage and diversify their portfolio. Some of the mutual fund companies in the country include Philam Strategic Growth Fund, Inc., Philippine Stock Index Fund Corp, Philequity Fund, Inc, Sun Life Prosperity Phi. Equity Fund, Inc., and First Metro Save and Learn Equity Fund, Inc.

Owning a Franchise

Owning a franchise can be a risky investment, but if you are willing to try it, the results could pay off. This is because franchising allows you to learn and understand how a business works using a tried-and-tested system.

Franchising allows you to earn additional income and at the same time, provides livelihood for your family. This will teach the family members the importance of handling the earnings as you work overseas.


Bonds are debt instruments where you can lend money to either the government (treasury bonds) or corporation (corporate bonds). It has fixed maturity dates and allows you to earn bigger profits.

Bonds have minimal risk. Whatever happens, the issuers of bonds are obligated to pay you in both principal plus interests.

Real Estate

Although it may require a higher amount, many OFWs still prefer investing in real estatefor future family homes or for the sake of investing in a property. However, there is higher risk as well because you have to make sure that you will be able to pay the monthly amortization.

Generally, the value of the property appreciates over time giving you higher returns when you decide to sell it in the future. You just have to make sure that in buying a property, you should think long-term so consider the location and the type of property so it will suit your purpose should you decide to go back to the country and stay here for good.

If you are planning on investing your money in real estate, you may want to consider investing in a Vista Residences condominium property.

Vista Residences is the condominium arm of the country’s largest homebuilder, Vista Land & Lifescapes, Inc., which offers ready for occupancy and pre-selling condominium projects in Manila and Quezon City that are strategically located within inner-city areas, in close proximity to premium universities and developed business districts.

At Vista Residences, unit owners can take advantage of the property’s centrality. The properties of Vista Residences are strategically located near the country’s premium universities and CBDs, making them an attractive investment for both local and foreign investors.

Vista Residences has ready for occupancy condo projects in Manila such as Vista Taft, Vista Heights, Vista GL Taft, 878 Espana, and Crown Tower University Belt. It also has pre selling projects in the said area which include Vista Recto, Plumeria Heights, Tennyson Heights, Bradbury Heights, Sky Arts Manila, and Kizuna Heights.

Meanwhile, its ready for occupancy projects in Quezon City include Wil Tower, the Symphony Towers, Pine Crest, and Vista 309 Katipunan. It also has pre selling condo projects in the said city such as Hawthorne Heights and Vista Pointe.

Living in Vista Residences enables you to enjoy convenience, where everything is pretty much within walking distance or a few minutes away from the property; comfort because the project features and amenities are designed to deliver comfort at all times, which makes condo living a worthy investment; security that is 24/7 and CCTV monitoring, which makes the residents safe and secure within the property.

In line with Vista Residences’ thrust to offer convenience among its residents, it also features an AllDay Convenience Store and Coffee Project in all its projects.

Vista Residences is part of Vista Land’s roster of vertical housing brands that cater to millennials and young professionals. The other vertical brands includeCamella Manors, COHO, and Crown Asia.

For more information on Vista Residences, email [email protected], follow @VistaResidencesOfficial on Facebook, Twitter, Instagram, and Youtube, or call the Marketing Office at 0999 886 4262 / 0917 582 5167.  

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